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Diamonds are girl’s best friend; diamond jewelry, a single diamond ring or diamond studs can enhance your look in seconds. Pearls have classical enchanting powers, a single strand of pearl can ...
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How to Purchase Diamond Engagement Rings

Contrasting others, there is no assertion that this perspective would be the best article about diamond engagement rings on the net, but yes this would not be the same recurring piece of work that one is used to to reading on the net. The whole internet is abounding with so many claims and counter claims about diamond engagement rings that it was really necessary that enough and pertinent information be given to help individuals make a wise decision.

There is a great deal to think about when purchasing a diamond, particularly diamond engagement rings! The custom of giving a woman a diamond engagement ring when proposing started in 1477 when Archduke Maximilian offered a diamond ring to Mary of Burgundy - and in most cases, the woman you arrange to propose to will be expecting a ring to go together with that proposal!

Foremost when looking for diamond engagement rings, find out how much ring you can have the funds for. Most persons use the 'two months salary' ruling. This means that the ring should correspond to the cost of two months of your present salary. As you have other bills to pay, saving up this amount of cash might take quite a bit of time. You should think about financing. Basically go to the jeweler of your choice and tell them that you plan to buy a diamond engagement ring, and that financing will be needed. Go ahead and get the credit check out of the way, find out what your payments will be, and how much of a down payment is necessary.

Learning is a incessant process and you can by no means maintain that you know all worth knowing about any theme and that you must have become conscious of this when you started reading this article.

Without hesitation, have your mother, sister, or your girlfriend's best friend take your girlfriend to the store, and make certain that they look at the diamond engagement rings to get an idea of what she may be fond of. Make sure that the jewelry store you purchase the ring from will let you to return the ring, if that is necessary, or let your girlfriend exchange it for another if she isn't content with it!

When purchasing diamond engagement rings online, one of the best things about it is the unlimited selection. When shopping offline, you are limited to the variety in the stores in your neighboring area. On the other hand, online, there are no limits. But again, you must be very careful and consider which is the right ring before handing your cash over to somebody that you cannot see and have never met!

Prior to shopping, learn as much as possible about how to buy diamond engagement rings, especially cut, color, clarity and carat weights. When you are well-informed about diamonds, it will be harder for a rip off artist to rip you off. Once you know more about diamonds, you will be prepared to begin shopping.

Everybody makes mistakes and that is not that bad. But one must always learn from it. The best thing to do is to learn from other people's mistakes. Therefore, learn from this article about diamond engagement rings and do not repeat mistakes performed by others.

Have You Got Diamond Ring Insurance Coverage?

Diamond ring insurance takes a bit of thinking, setting up, and shopping around. It isn't like acquiring car insurance. It is quite different. Depending on the state that you live in, there are essentially three diverse kinds of policies that will cover diamond rings, and all insurance policies that cover diamond rings are regarded as Marine type policies.

Diamond Ring Insurance is a Must

The first type of diamond ring insurance policy is an Actual Cash Value policy. If the diamond is lost or damaged beyond repair, the insurance company will substitute the diamond at today's market value, no matter how much you paid for the diamond to start with. This kind of insurance policy for diamonds really is not that common.

The most common type of diamond ring insurance is Replacement Value insurance.
The insurance company will only pay up to a fixed amount to put back the diamond that was lost or broken beyond repair. This does not imply that they will pay that amount; it suggests that they will pay up to that amount. In most cases, the diamond can be replaced at a lower cost.

The third kind of diamond ring insurance coverage is Agreed Value. This is occasionally called 'Valued At.' This kind of coverage is very atypical. In the occasion that the diamond is lost or damaged beyond repair, the insurance company just pays you the amount that you and the company agreed upon. This is the best kind of insurance to have, but it is hardly ever offered. If you can't get Agreed Value coverage, Actual Cash Value coverage should be your next preference.

Your rates will be decided by the value of the diamond, the sort of coverage that you select, and the spot that you live in. If you live in a neighborhood with a high crime rate, you can be expecting to pay more for your diamond ring insurance coverage. It is key to remember that insurance agents are not qualified jewelers, and jewelers are not qualified insurance agents. It is best to get a certificate for your diamond, and to supply the insurance company with a copy of that certificate. This leaves the insurance company less room for arguments over the real value of the diamond.

Don't rely on separate diamond ring insurance coverage to cover your diamond. For example, if you diamond is stolen from your residence, it is in all probability covered on your home owner's insurance policy, but the diamond most likely won't at all times be in your house, and as soon as it leaves your dwelling, there is no coverage.

Citizen Women’s Riega Diamond Watch #EW5314-51A

One of the jewels of the watch industry is this two-tone Citizen Eco-Drive stainless steel women’s watch.This watch is powered by Citizen’s unique Eco-Drive, which absorbs sunlight and any artificial light through the crystal and dial to recharge the watch continuously. With regular exposure to light, the Eco-Drive continuously recharges itself for a lifetime of use. This watch’s Eco-Drive provides a 135-day power reserve.

The mid-sized, round silver watch case is topped by the Riega’s signature bezel with machine-cut accents and coin-edged detailing, and is adorned with a total of 20 tiny diamonds on top of the gold-tone bezel. It frames a white dial with gold dagger hands (and seconds hand) and golden stick markers. It’s matched to a stainless steel bracelet band with rounded, polished links mixing silver and gold tones, and it’s joined by a deployment buckle. Other features include a scratch-resistant sapphire crystal and water resistance to 30 meters (100 feet), which will protect the watch from rain and accidental splashes.

1 Carat Diamond Ring

The value of your 1 carat diamond ring will depend on many factors. First of all, the clarity, color, cut and price are all big factors in your diamond shopping. You want to make sure you get a certificate of authentication when you get your ring to know you are getting what you paid for. Unless you can pick your stone out yourself, and you know what you are looking for, you can end up getting ripped off on the experience.